How we serve residents of Appalachia.

If you live in Appalachia, we coordinate your coverage so a short insurance check does not become the whole story.

A typical pair can run into the thousands. In Appalachia, as elsewhere in Virginia, plans often set a low allowed amount and then pay only a share of that. We stack the primary plan, any secondary policy, Cardinal Care when it applies, manufacturer programs, and HSA or FSA funds so your out-of-pocket expense is minimized. We also serve neighboring communities in Wise County, including Andover, Big Stone Gap, Coeburn, East Stone Gap, Pound, and Saint Paul.

The review is the same from Appalachia as from anywhere in Virginia: a few facts, a free look at every source that still applies, and a clear remaining cost. We will match you with the best combination we can find.

MyHearingBenefits.com is free for Appalachia residents. Start a benefit review and we will take it from there.