01
You send the facts we need
ZIP code, plan type, and whether you already wear aids. A denial letter or a quote helps, but it is not required. The form takes a few minutes and costs nothing.
The process
How we combine benefits so you keep more of your money.
Insurance companies are known to pay less than they are supposed to on hearing aids. We do not argue with a slogan. We add up every benefit that still applies and use them together.
02
We read the plan the way an insurer does
Allowed amounts, frequency limits, network rules, and the difference between “covered” and “paid.” This is usually where the short check comes from — not from a single clerical error.
03
We look for every other dollar
Secondary insurance. Medicare Advantage hearing riders. Manufacturer and loyalty programs. HSA or FSA funds. Veterans and state programs when they apply. Most people have more than one of these and have only used one.
04
We stack them in the order that lowers your bill
Benefits have to be applied in a sequence. Used in the wrong order, they cancel each other out. Used correctly, they can bring a four-figure balance down to a number you can live with — sometimes to zero.
05
You see the cost after every benefit is used
Not a stack of plan letters — one remaining number. What is covered, what is still yours to pay, and how we got there. That is the figure to take forward. The review is still free.
Who this is for
- Medicare or Medicare Advantage members who were told “this is all the plan pays.”
- People with a secondary policy they have never used for hearing aids.
- Veterans, Tricare families, and Medicaid members who were pointed at retail prices.
- Adult children helping a parent make sense of a quote.